What is a payment gateway?

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What is a payment gateway?

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A payment gateway is a service provided by a billing processor, which allows credit card processing, billing, reporting and settlement, and operational services to the acquiring and issuing banks. It manages the process of transferring authorized and captured credit card funds between different financial accounts such as the merchant's company checking account. A payment gateway can be considered as a digital equivalent to a credit card processing terminal. The popular payment gateways include AuthorizeNet, USAePay and Verisign.


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